How long will I need it?

Sometimes the need for life insurance protection is temporary, in which case term insurance is called for.

But if you want and need the protection to continue indefinitely, i.e. for the rest of your life, no matter how long you live, and if you're fortunate enough to live into old age, then term insurance is not a practical solution. It will eventually expire or become too expensive to keep in force. Instead, permanent insurance is the answer.

And permanent insurance that's properly arranged and funded can be the source of supplemental retirement income OR funds for college, making it a great asset to own, whether you live or die.

Some people own a combination of term and permanent protection. Your American National agent can explain the benefits of each kind AND show you an affordable package of protection, based on your needs and your budget.