What kind should I own?

The two basic types of life insurance are permanent life insurance and term life insurance. Each should be considered carefully to determine which best fits your individual needs.

The main differences between the two are the length of time for which coverage is provided, and whether the policy offers a cash value -- the amount of money available if you terminate the policy before its maturity or before your death.

American National offers a broad choice of life insurance products, from traditional term and whole life, to the most modern and flexible forms of universal life. To find out which of these life insurance products might be best for you and your situation, talk to your American National agent.